User agreement and conditions for our website
Terms of use concept. User confirm terms of use.
We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein.
Unauthorized use of First Kentucky Bank’s website and systems including but not limited to unauthorized entry into our Internet banking system, internal network, misuse of passwords, or misuse of any information posted on our website is strictly prohibited.
Any and all information, materials, product offerings, services, terms and conditions are subject to change without notice.
Not all products and services advertised on this website are available in all geographic areas. We reserve the right to determine your eligibility for any product or service.
This website is not directed to children, although we may periodically advertise special accounts that may be appropriate for children. Parents of children interested in any of our online services should contact us at one of our many office locations.
We may provide links to Investment or Securities companies, which offer products such as stocks, bonds, mutual funds, and annuities. These investment companies are not affiliated with this institution. Furthermore, investment products offered through this website:
We may also provide links to purchase insurance products. This financial institution, its affiliated companies, and/ or other unaffiliated third parties may offer these products. Please note that insurance and annuity products available through this site:
Certain insurance products, such as annuities, may have investment risk, including the possible loss of value.
The purchase of an insurance product is not a condition to any loan, product or service offered by First Kentucky Bank, its affiliates, or nonaffiliated third party.
Any communication or material that you transmit to us through this website or through electronic mail may be used only by First Kentucky Bank for the purposes described in our privacy policy. All information submitted to our website shall be considered and shall remain the property of First Kentucky Bank; this information will only be used internally for the purpose intended or as allowed by law.
First Kentucky Bank shall be free to use, for any purpose, any idea, concept, know-how or technique contained in information submitted by a visitor to us through this website and First Kentucky Bank shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by direct customer relationship, or as otherwise specifically agreed or required by law. Nothing contained herein shall be construed as limiting or reducing First Kentucky Bank responsibilities and obligations to customers in accordance with our privacy policy.
If you need to communicate personal or confidential information, please do not use the email feature on this website, it is not a secure email service. Instead contact us by telephone, or you may use the secure mail feature which is available after logging into our Internet Banking Service. The email outside of Internet/Online Banking is to be used for more general information or questions.
Any dated information on this site is “As Of” its date only. We will use every reasonable effort to include accurate and up-to-date information on the site, but we make no warranties or representations as to the accuracy of the information, DATED OR OTHERWISE, AND WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.
All information, materials AND services contained in this site, including graphics, links, AND ANY other items are provided “AS IS”, “AS AVAILABLE” to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, fitness for any particular purpose, AND FREEDOM FROM COMPUTER VIRUS.
All registered and unregistered trademarks are the sole property of their respective owners. Unauthorized reproduction in whole or part is prohibited.
First Kentucky Bank owns copyright in the pages, screens, text, sound recordings, and images appearing at this site unless otherwise indicated.
First Kentucky Bank will under no circumstances be liable to you and/or any third party for any damages including without limitation direct or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this website or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if First Kentucky Bank has been advised of the possibility of such damages.
FURTHERMORE, First Kentucky Bank will not be liable for any difficulty in use, or for the incompatibility between this website and YOUR WEB BROWSER OR OTHER site accessing program. Nor will First Kentucky Bank be liable for any other problems you experience due to causes beyond our control.
No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and First Kentucky Bank.
This agreement shall be governed by and construed in accordance with federal statutes and the laws of Kentucky.
This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.
Certain services or pages on this website may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those services or pages.
Date Effective: November 17, 2010
