Borrowing and Credit

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Improve your understanding of topics surrounding borrowing and credit.

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Auto Loan Payoff Calculator [Extra Payments]

The price of your vehicle, down payment you make, length of the loan, and interest rate are all factors that determine how much you'll pay for your car.

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Budgeting

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal.

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Guide to Resuming Student Loan Payments

After more than three years of paused repayments, millions of borrowers resumed payments on student loans in October 2023.

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How to Get Your First Credit Card

Wondering how to get your first credit card? Understanding how the process works and how to qualify for one will help ensure you’re fully prepared to take the plunge.

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The Rule of 72

Calculating compound interest is complicated. Luckily, there’s a simple shortcut that helps you estimate how a fixed interest rate will affect your savings: the Rule of 72.

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Picking the Right Credit Card for You

Finding the right credit card isn’t as easy as filling out the first application you get in the mail—or at least it shouldn’t be. To use credit to your maximum advantage, it’s best to shop aro

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Best Practices for Using a Credit Card

By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases.

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Interest

Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers. It’s important that you understand how to make interest work in your favor.

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Holiday Budgeting 101

It’s easy to get caught up in the magic of holiday spending. But if you’re relying on credit to make holiday wishes a reality, the magic often falls flat when your bills come due. Take the time no

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When You Can’t Afford Your Minimum Payments

It’s scary to find yourself in a situation where you can’t afford your monthly debt payments. Whether that’s due to a sudden life change, like a job loss or illness, or if you’ve simply found

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